As a result of her discovery, Serafina should investigate setting up her employees in to reduce the cost of an employee's monthly deductibles. A drawback of these types of programs is that Use your knowledge of employee benefits to answer the following questions. Legally required benefits make up about 7.2percent of every dollar paid in con a PPO d States. As a result of her discovery, Serafina should investigate setting up her employees in to reduce the cost of an employee's monthly deductibles. A drawback of these types of programs is that sick employees are likely to receive very high bills before meeting their deductible