As a settlement for an insurance claim, Craig was offered one of two choices. He could either accept a lump-sum amount of $6028 now, or accept monthly payments of $174 for the next three years. If the money is placed into a trust fund earning 4.33% compounded semi-annually, which is the better option and by how much? (3 The m:' option is better by $D. (Rou 'est cent as needed. Round all intermediate values to six decimal places as he monthly payments lump sum