As demand for mortgages increased due to the popularity of mortgage-backed securities, this created a they had an incentive to a. moral hazard; make too few loans as to command the highest possible price b. moral hazard; make as many loans as possible without assessing ability to repay c. adverse selection; make too few loans as to command the highest possible price d. adverse selection; make as many loans as possible without assessing ability to repay problem for brokers as