As many people have discussed, fitness trackers collecting data for insurance raises concerns about privacy, consent, and fairness.

I think individuals may feel uncomfortable sharing intimate health details for insurance assessment.

Organisations must consider ethical dilemmas and legal frameworks to ensure transparency and accountability. Utilising fitness data to set health insurance premiums could exacerbate inequalities and discrimination based on health status.

Additionally, the potential misuse of data from children's apps highlights the importance of stringent data protection regulations. Organisations must prioritise data ethics, establish clear policies on data usage, and empower individuals with control over their personal information to mitigate risks associated with data exploitation.

i agree with above statement but i need some factors to improve above statement with references