As of today, Joe owns debt on one credit card: Amex $3,260. He is not charging additional purchases because he wants to get this debt all paid off. The card charges an APR of 14.4%. First monthly payback will begin one month from now. Part 1 Attempt 2/3 for 6.7 pts. How long does it take to pay off Amex if he only makes monthly minimum payments of $39 ? This question can be analyzed by finding how much upfront Amex debt can be paid off if Joe keeps paying $39 month after month forever? (fill the answer to the question in bold, then compare it to the debt balance of $3,260. You will have a discovery)