As part of setting up his charitable foundation, Elan decides to set up a fund that will pay for the foundations bookkeeping needs at the end of every quarter forever. The fund will pay $2000 at the end of the first and third quarter every year, $4000 at the end of the second quarter every year, and $6000 at the end of the fourth quarter every year. If the fund earns an annual effective rate of 4%, what value must the fund be at the very beginning of the year?