As per its unaudited results, CIL posted net sales of 82.57 billion with a net profit of 3.34 billion during the nine-month period in FY 2014/15 (as against net sales of 70.18 billion with a net profit of 2.62 billion during the corresponding period in the previous FY). Therefore, the company achieved 69 per cent of its projected net sales of 120 billion during the nine months in FY 2014/15.The country head of the Wholesale Banking Group was concerned that CIL's request would exceed the bank's exposure norms on the fertilizer industry as well as the bank's prudential exposure limits on a single borrower. Should the bank accept CIL's request for enhanced short-term borrowing?