As the degree of risk and uncertainty associated with the income potential of property increases, which of the following will result?

	A higher yield rate will mean a higher value
	A higher yield rate will mean a lower value
	A lower yield rate will mean a higher value
	A lower yield rate will mean a lower value

If the loan-to-value (LTV) ratio is 50%, what is the "Leverage Ratio"?

	2.0
	2.5
	6.0
	4.0