> As the economy continues to worsen, the Federal Reserve kept the discount rate as low as rates can go, at 0 to .25%, without going negative. Negative interest rates would mean that we have to pay the banks to hold our money, and in theory that banks would pay us to borrow from them! - if interest rates were negative, would you put / keep your money in the bank? Negative interest rates would mean that we have to pay the banks to hold our money, and in theory that banks would pay us to borrow from them! - if interest rates were negative, would you put / keep your money in the bank? - how do you think the U.S. consumers and the stock market would react if interest rates went negative in the U.S