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As the lender, what financial ratios, ratio trends and other factors would you use to assess whether you lend to Bubble and Bee Organic (BBO)?

As the lender, what financial ratios, ratio trends and other factors would you use to assess whether you lend to Bubble and Bee Organic (BBO)?

What factors, other than those considered by the lender, should Thomas and Greenwood consider before taking a loan?

What are the pros and cons of adding rental space in both scenarios, 15% revenue growth and no growth in unit demand?

How do you think financial modelling helped the lender and BBO make a more informed decision?

What are your recommendations to BBO?

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