1. As the owner of a large manufacturing plant, Josephina has the following choice of health plans to offer her employees:

1. Low-deductible, high-premium health insurance plan

2. High-deductible, low-premium health insurance plan

Which employer-provided and employer-subsidized health insurance plan would Josephina choose if she wants to keep her health care insurance subsidy as low as possible?

a.healthcare plan 1, because this plan encourages healthy employees to get coverage and lowers the overall premium paid by all employees

b.healthcare plan 1, because most costs are covered by the employee and the employee is encouraged to visit the doctor only when it is necessary

c.healthcare plan 2, because employees are encouraged to visit the doctor for all possible problems

d.either one, because there should be no noticeable difference in overall health care costs associated with either health insurance plan

e.healthcare plan 2, because most costs are covered by the employee and the employee is encouraged to visit the doctor only when it is necessary