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As the prize in a contest, you are offered $ 2 1 , 0 0 0 now or $ 4 8 , 8 0 0

As the prize in a contest, you are offered $21,000 now or $48,800 in 10 years. If the money can be invested at 8% compounded annually, which prize will be worth more in 10 years?
Choose the option that is most profitable after 10 years.
accepting the $21,000 prize now
accepting the $48,800 prize in 10 years
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