As you have examined the different types of crime covered in this course, keep in mind the specific nature of cybercrimes and the constant change and growth of technology that fosters this crime. In a sense, it is impossible for a defense to exist for a virus that has not been written yet, so to some degree the good guys are always trying to catch up with the bad guys. For your discussion, respond to the following prompts:

• • • • • Determine the likely cybercrimes coming in an era of smartphones, touch-free payments, and a nearly cash-free society.
        • Recommend policies and procedures which could be done to minimize the risk and the harm of these attacks.