Ashkan is 30 years old and he has a relativey low tolerance for risk in his investments. That is, he doesnt like to see his investments fluctuate wildly in value from week to week; he wants to earn a relatively consistent return from year to year. Which of the following asset allocations would you recommend for Ashkans retirement plan?

A. 30% stocks, 70% fixed income (bonds)
B. 30% precious metals, 40% stocks, 30% bonds
C. 60% stocks, 40% bonds
D. 40% stocks, 30% short-term bonds, 40% international bonds