Assess your personal financial goals and determine how the time value of money might help you to devise a plan for achieving those goals (for example, save for a house, save for retirement, pay off student loans, etc.). Describe your goal, and explain the methodology used to quantify your plan for achieving that goal. Using time value of money concepts, determine how much money you need to save, invest, or pay in order to achieve that goal. Post your results in the discussion forum. Choose one of your classmates' posts and revise his or her goals to reflect your own, and reperform calculations to determine how much you would need to save, invest, or pay in order to meet your goals. Your initial post should be 250-500, and should demonstrate solid academic writing skills.