Assets	Amount	Rate		Liabilities/Equity	Amount	Rate
Rate Sensitive	125500	3.00%		Rate Sensitive	155000	1.85%
Fixed Rate	171500	4.00%		Fixed Rate	168000	2.85%
Nonearning	35000			Nonpaying/Equity	9000
Total	332000				332000

Calculate the bank's GAP, Expected NII and NIM:

GAP: NII: NIM:

Perform GAP and Sensitivity Analysis based on the following conditions:

Interest Rate Forecast	Change in NII	New NII	New NIM
Increase by 1.75%
Decrease by .75%

Assume asset yields increase by .5% and liabilities increase by .35%

Change in interest income: Change in interest expense: Change in NII: NIM: