ASSETS Amount The balance sheet of Bank A (unit: billion VND) on Dec 31, 2023 is as follow: LIABILITY & EQUITY Amount Cash 27.000 Deposits from customers 150.000 Securities 65.000 Savings 50.000 Loans for customers 180.000 Bonds 30.000 Other loans 20.000 Loans from other banks 10.000 Properties and others 8.000 Equity 60.000 Total 300.000 Total 300.000 Required: Calculate the liquidity risk (gap analysis) for Bank A in January 2024 based on the given changes. Additional information (for January): Deposits from customers increase by 10%; Bonds increase to 35.000 billion VND; Other loans are reduced by 20%; Other items remain constant; and the required reserve ratio is 15%.