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Assets Cash and due from banks Demand deposits at other PIS Investments Federal funds sold Loans (less reserve for loan losses of 3,100) Premises

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Assets Cash and due from banks Demand deposits at other PIS Investments Federal funds sold Loans (less reserve for loan losses of 3,100) Premises Total assets Balance Sheet MHM Bank Liabilities and Equity $ 1,990 Demand deposits $ 10,690 1,800 Small time deposits 6,210 Jumbo CDs 10,420 7,740 3,060 Federal funds purchased 540 20,190 Other liabilities 2,340 Equity $ 35,590 Total liabilities/equity 2,840 3,360 $ 35,590 Income Statement MHM Bank Interest income $ 4,188 Interest expense 2,164 Provision for loan losses 800 770 1,045 305 Noninterest income Noninterest expense Taxes a. Calculate the dollar value of MHM's earning assets. b. Calculate the dollar value of MHM's interest-bearing liabilities. c. Calculate MHM's spread. (Do not round intermediate calculations. Round your percentage answer to 3 decimal places. (e.g.. 32.161)) d. Calculate MHM's interest expense ratio. (Round your percentage answer to 3 decimal places. (e.g., 32.161)) a. MHM's earning assets b. MHM's interest-bearing liabilities G. MHM's spread % d. MHM's interest expense ratio % www

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