Assets Cash and due from banks Investment securities Repurchase agreements Loans Fixed assets other assets Balance sheet (in millions) Liabilities and Equity $ 9,700 Demand deposits 30,000 NOW accounts 49,000 Retail CDS 97,000 Debentures 22,000 Total liabilities 4,700 Common stock Paid-in capital Retained earnings $212,400 Total liabilities and equity $ 26,000 96,000 35,000 26,000 $183,000 12,000 4,000 13,400 $212,400 Total assets Income Statement Interest on fees and loans Interest on investment securities Interest on repurchase agreements Interest on deposits in banks Total interest income Interest on deposits Interest on debentures Total interest expense Net interest income Provision for loan losses Noninterest income Noninterest expenses Income before taxes Taxes Net income $ 9,700 4,700 6,700 1,700 $22,800 $ 9,700 2,700 $12,400 $10,400 2,700 2,700 1,700 $ 8,700 3,800 $ 4,900 a. % b. % c. % d. X e. Return on equity Return on assets Asset utilization Equity multiplier Profit margin Interest expense ratio Provision for loan loss ratio Noninterest expense ratio Tax ratio % f. % % g. h. % i. %