ASSETS			INCOME STATEMENT DATA
CASH	336,500		INTEREST INCOME	412,000
FED FUNDS	72,000		NON INTEREST INCOME	229,000
TREASURY SECURITIES	1,498,000		INTEREST EXPENSES	154,000
MUNICIPAL BONDS	248,000		NON INTEREST EXPENSES	104,000
CORPORATE BONDS	48,000		PROVISION FOR LOAN LOSSES	6,000
GROSS LOANS & LEASES	4,600,000		TAX RATE	21%
RESERVE FOR LOAN LOSSES	12,000
NET LOANS & LEASES	4,588,000
OTHER ASSETS	31,000
TOTAL ASSETS	6,821,500
LIABILITIES
DEMAND DEPOSITS	570,000
SAVINGS ACCOUNTS	700,000
NOW ACCOUNTS	800,000
MONEY MARKETS ACC.	400,000
CD RETAIL	2,580,000
CD WHOLESALE	1,200,000		-
REPO'S	37,000
OTHER LIABILITIES	32,500
TOTAL LIABILITIES	6,319,500
TOTAL EQUITY	502,000
TOTAL LIABILITIES & EQUITY	6,821,500

CALCULATE NIM

PRESENT YOUR ANSWER AS PERCENTAGE ROUNDED TO ZERO DECIMAL PLACES

DON'T USE THE PERCENTAGE SYMBOL

EX IF YOUR ANSWER IS 67%, JUST WRITE 67

Answer: