Question
Assets Liabilities and Equity Cash $ 5 Insured deposits $30 Loans 40 Uninsured deposits 10 Equity 5 Total assets $45 Total liabilities and equity $45
Assets | Liabilities and Equity | ||
Cash | $ 5 | Insured deposits | $30 |
Loans | 40 | Uninsured deposits | 10 |
|
| Equity | 5 |
Total assets | $45 | Total liabilities and equity | $45
|
29. Webb Bank has a composite CAMELS rating of 2, a total risk-based capital ratio of 10.2 percent, a Tier 1 risk-based capital ratio of 6.2 percent, a CET1 leverage ratio of 5.0 percent, and a Tier I leverage ratio of 4.8 percent. What deposit insurance risk category does the bank fall into, and assuming the DIF reserve ratio is currently 1.20 percent, what is the banks deposit insurance assessment rate?
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