Assets Liabilities and Net Worth Reserves $ 50,000 Checkable deposits $150,000 Loans 70,000 Stock shares 100,000 Securities 30,000 Property 100,000 18. This commercial bank has excess reserves of (a) $10,000 (b) $20,000 (c) $30,000 (d) $40,000 19. This bank can safely expand its loans by a maximum of (a) $50,000 (b) $40,000 (c) $30,000 (d) $20,000 20. Using the original bank balance sheet, assume that the bank makes a loan of $10,000 and has a check cleared against it for the amount of the loan; its reserves and checkable deposits will now be (a) $40,000 and $140,000 (b) $40,000 and $150,000 (c) $30,000 and $150,000 (d) $60,000 and $140,000