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Assets Liabilities Cash (Reserves) 10M Demand Deposits 35M Securities 50M Now Accounts 10M Loans 90M CDs 50M Reserve for Loan Loss 10M (1M) Federal Funds
Assets Liabilities Cash (Reserves) 10M Demand Deposits 35M Securities 50M Now Accounts 10M Loans 90M CDs 50M Reserve for Loan Loss 10M (1M) Federal Funds Purchased Capital 44M Total Assets 149M Total Liabilities & Capital 149M Interest Income 2.5M Interest Expense Provision for Loan Loss 1.5M 0.1M Non Interest Income 1.OM Non Interest Expense 1.1M Taxes 0.24M Net Income 0.56M Use the table above. Calculate the net interest margin. 0.60% 0.65% O 0.67% 0.72% Assets Liabilities Cash (Reserves) 10M Demand Deposits 35M Securities 50M Now Accounts 10M Loans 90M CDs 50M 10M Reserve for Loan Loss (1M) Federal Funds Purchased Capital 44M Total Assets 149M 149M Total Liabilities & Capital Interest Income 2.5M 1.5M Interest Expense Provision for Loan Loss 0.1M Non Interest Income 1.OM Non Interest Expense 1.1M Taxes 0.24M Net Income 0.56M Use the information above. Calculate the return on equity. 0.38% O 0.54% 1.27% 1.81% Assets Liabilities Cash (Reserves) 10M Demand Deposits 35M Securities 50M Now Accounts 10M Loans 90MCDs 50M Reserve for Loan Loss (1M) Federal Funds Purchased 10M Capital 44M Total Assets 149M Total Liabilities & Capital 149M Interest Income 2.5M Interest Expense Provision for Loan Loss 1.5M 0.1M Non Interest Income 1.OM Non Interest Expense 1.1M Taxes 0.24M Net Income 0.56M Use the information above. Calculate the return on assets. 0.38% 0.40% 0.54% 0.57% Assets Liabilities Cash (Reserves) 10M Demand Deposits 35M Securities 50M Now Accounts 10M Loans 90M CDs 50M Reserve for Loan Loss (1M) Federal Funds Purchased 10M Capital 44M Total Assets 149M 149M Total Liabilities & Capital Interest Income 2.5M Interest Expense 1.5M Provision for Loan Loss 0.1M Non Interest Income 1.OM Non Interest Expense 1.1M Taxes 0.24M Net Income 0.56M Use the information above. Calculate net operating income to assets. O 0.07% O 0.38% 0.54% 0.67%
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