Assets	Liabilities & Net Worth
Reserves	1200	Demand Deposits	4000
Loans	2500
Securities	300

1) If the reserve requirement is 20 %, does this bank have any excess reserves?
2) How much can this bank safely loan out?
3) If a customer withdraws $1000 in cash, demonstrate the change in the t-chart for this bank.
4) What is the value of the money multiplier in this problem?

Assets	Liabilities & Net Worth
Reserves	2500	Demand Deposits	10,000
Loans	5500
Securities	2000	Net Worth	3000
Land	3000