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Assets value Risk Weight Factors Cash 120 0% U.S Treasury Securities 240 0% Bank Reserves 60 0% U.S Gov't Agency Securities 20 20% Mortgage Loans
Assets | value | Risk Weight Factors |
---|---|---|
Cash | 120 | 0% |
U.S Treasury Securities | 240 | 0% |
Bank Reserves | 60 | 0% |
U.S Gov't Agency Securities | 20 | 20% |
Mortgage Loans | 350 | 50% |
Consumer Loans | 150 | 100 |
Construction Loans | 10 | 100 |
Corp Debt Securities | 50 | 100 |
TOTAL | 1000 | |
Liabilites & Equities | ||
Transaction Deposits | 700 | |
Saving Accounts | 100 | |
Negoitated CDs | 50 | |
Repos | 70 | |
Subordinated Debt | 20 | |
TOTAL Liabilities | 940 | |
Common Equity | 30 | |
Retained Earnings | 15 | |
Preferred Stocks | 15 | |
TOTAL Equity | 60 |
According to the Blue Table above, which Zone does it belong to?
TABLE 13-4 Spe cifications of Capital Cate gories for Prompt Corrective Action Common Equity Tier I Risk-Based Ratio Tier I Risk-Based Total Risk-Based Leverage Zone Ratio Ratio Ratio Capital Directive/Other 6.5% or above 1. Well capitalized and and and and Not subject to a capital directive to meet a specific level for any capital measure 8% or above 10% or above 5% or above 2. Adequately capitalized 4.5% or above and and and and 6% or above 8% or above 4% or above Does not meet the definition of well capitalized 3.Undercapitalized Under 4.5% Under 6% Under 8% Under 4% or or or 4. Significantly undercapitalized Under 3% or Under 6% or Under 8% or Under 4% 5. Critically undercapitalized Tangible equity/Total assets 2%Step by Step Solution
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