Assignment 1. A. John will purchase Equinox EV ($35,000). John's credit score (FICO0 Score) is 750. Based on the credit score, John can get 60 months auto-loan from WL Land Bank with 4.0% APR. John will pay the down payment as much as $5,000. B. Smith will purchase Equinox EV ($35,000). Smith's credit score (FICO" Score) is 625. Based on the credit score, Smith can get 60 months auto-loan from WL Land Bank with 6.5% APR. Smith will pay the down payment as much as $5,000. [1] Explain who will pay more and how much pay more [no word limit] 0 Correct answer existed but close answer will be considered as good; 0 To compare John and Smith's cases, utilize the excel file on Brightspace (Excel WorkSheet 6.8}. Even if it is named as mortgage amortization table, the auto payment (amortization plan) is totally same. 0 Your answer should be like \"John will pay less/more than Smith $--- per a month.\" [2] If you are a friend of John and Smith, what is the best advice for them [at least 100 words] 0 Consult this webpage: httpswwwbankrate.com[loans[auto-loanslratesz. 0 There is no correct answer existed; but give a sincere advice with reason. 0 Your answer can be like "I will recommend 60 months auto-loan from Bank of America. Because their offer will lower than others as much as $5,000 omit the rest."