Assignment

Research Topic: Assessing the Performance of Banks and Non-Banks Financial Statements. Requirements: 1. This assignment accounts for 15% of your overall course assessment and it has to be done in groups you have signup with on Moodle. 2. Choose two commercial banks or any non-bank financial institutions in Fiji and examine its Balance Sheet and Income Statement; and assess its performance. You have to compare the Balance Sheet and Income Statement of the two banks and compare the similarities and differences of its performance indicators by answering the questions below. Answer the following questions: i. Calculate and interpret the ROE and ROA of each banks. (5 marks) ii. Compare each banks Profitability for Audited Current Year and Audited Prior Year and comment on their differences; research on the nature and background of your selected financial institutions that led to the differences of profitability. (5 marks) ili. Compare each banks Size of Assets for Audited Current Year and Audited Prior Year and comment on their differences; research on the nature and background of your selected financial institutions that led to the differences of profitability. (5 marks) iv. Compare and comment on their Capital Adequacy Ratio and interpret the differences or similarities. Discuss on their capital base and why it is important for financial institutions to have adequate capital base