Assume an elderly couple owns a $140,000 home that is free and clear of mortgage debt. A reverse annuity mortgage (RAM) lender has agreed to a $100,000 RAM. The loan term is 12 years, the contract interest rate is 9.25 percent, and payments will be made at the end of each month. Required: a. What is the monthly payment on this RAM? b. Fill in the following partial loan amortization table: c. What will be the loan balance at the end of the 12-year term? d. What portion of the loan balance at the end of year 12 represents principal? What portion represents interest? Complete this question by entering your answers in the tabs below. What portion of the loan balance at the end of year 12 represents principal? What portion represents interest? Note: Round your intermediate calculation to 2 decimal place and final answers to the nearest whole dollar amount