Assume monetary benefits of an information system at $500,000 per year, one-time costs of $425,000, recurring costs of $275,000 per year, and a three-year time horizon. Use a discount rate of 12%. For a) calculate the net present value of these costs and benefits of an information system. For b) calculate the overall return on investment of the project. For part c) present the breakeven analysis. At what point does the breakeven occur including the year?