Assume now that Lori does not want to invest in their business, and Subir and Brad have no other wealthy friends or family members that want to go into business with them. They have decided that the only way to launch their company is to borrow enough money to begin manufacturing. They form a corporation, with each of them being shareholders, and approach the bank for the loan. 3. What if the lender asks them for a personal guaranty of payment of the loan? What effect could such a requirement have on their liability