Assume that Brenda has a major medical insurance policy with a $500 annual aggregate deductible, and 80 percent / 20 percent cost-sharing provision, and a $3,000 out-of-pocket-cap (also referred to as a "stop loss provision"). If Brenda has a surgery that costs $500, what will her out-of-pocket costs total? $800 $700 $500 $8,000 $0