Assume that in addition to having $764.5 million in credit risk-adjusted assets on its balance sheet, the bank also has the following off-balance-sheet contingencies or guarantees:

1. $80 million two-year loan commitments to large BB# rated U.S. corporation.

2. $10 million direct-credit substitute standby letters of credit issued to a BBB! rated

U.S. corporation.

3. $50 million commercial letters of credit issued to a BBB! rated U.S. corporation.

Find the riskadjusted asset value for these OBS items.