Assume that Maria recently graduated from Mass with her MSA, and will begin working at a CPA firm on Jan 1, 2023. Her starting annual salary is $49,000 a year. She anticipates receiving an 8% raise each year. Also assume, her older brother Howard, graduated with a non-accounting Masters and began work on Jan 1, 2013, with an annual salary of $40,000. Howard has, and will continue to receive an annual raise of 3% per year. Use Excel to complete the charts below, as well as, any other calculations necessary, to answer the questions that follow