Assume that one year ago, you bought 160 shares of a mutual fund for $27 per share, you received an income distribution of $0.08 cents per share and a capital gain distribution of $0.14 cents per share during the past 12 months. Also assume the market value of the fund is now $25 a share. Calculate the percent of total return for your $4,320 investment. (Negative amount should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)