Assume that one year ago, you bought 180 shares of a mutual fund for $24 per share and that you received an income dividend of $0.16 cents per share and a capital gain distribution of $0.25 cents per share during the past 12 months. Also, assume the market value of the fund is now $20 a share. Calculate the percentage of total return for your $4320 investment.

(Negative amount should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)