(assume that the portion of fixed-rate mortgages that will mature within 1 year is 20%, portion of checkable deposits (10%), portion of savings (20%))

What are totals of liabilities for your firm and competitor

Bank Balance Sheet Your Firm Competition Amount (Smillions) Duration Amount Duration (years) (Smillions) (years) Assets 4 Reserves and cash items 3 0.0 0.0 Securities Less than 1 year 1-2 years Greater than 2 years Residential mortgages Variable-rate 5 4 0.6 0.3 7 1.6 1.2 7 5.0 4.0 9 0.4 21 0.9 Fixed-rate (30 years) Commerical loans Less than 1 year 1-2 years Greater than 2 years Physical capital 17 15 5.5 4.4 13 0.9 30 0.6 31 1.8 22 1.4 55 6.0 30 5.4 25 10 0.0 0.0 Liabilities Checkable deposits Money market deposit accounts Savings deposits CDs 10 1.0 14 1.0 5 0.6 9 0.5 12 16 1.0 1.0 Variable-rate Less than 1 year 1-2 years Greater than 2 years Fed funds 6 0.4 12 0.6 19 0.3 14 0.5 8 1.1 10 1.8 15 2.9 10 2,2 10 0.0 14 0.0 Borrowings Less than 1 year 1-2 years Greater than 2 years 12 0.4 18 0.7 1.2 12 1.8 39 2.9 31 3.8 CO O OLO O