Assume that you are earning one of the following: $30,000, $40,000, $60,000, or $100,000 per year, and that you anticipate a 3% cost of living raise each year. Further, assume that your out-of-pocket contribution from your base salary to your health insurance is $8,000 per year and that you anticipate this to increase by 12% per year. What be your health insurance cost in 15 years? How much will your gross salary less health will insurance cost be in 15 years?