assume that you for for a lender that loans money to risky firms and charge high interests. you are tasked to analyze two risky companies in order to choose one of them and loan money to the loan amount is $$10$ million and the lender you work for is considering to charge an interest margin of $6\%$ plus the benchmark rate. A loan of this size means that you will get a good bonus if the loan is approved. However, it also means that you may get in trouble if you are unable to pay off debt. These two companies are: Groupon inc $($from$)$ and peloton $($pton$).$ Please use these annual reports $(10-$k$)$ of Groupon and pton