Assume that you have a million dollars to invest and expect the market to be generate an 10% return on an annual basis for the next 5 years. If mutual funds, on average, deliver 1% less than the market and you invest in an average--risk, load fund with a load of 2% (the fund takes 2% of your investment up front), how much less money will you have from investing in this load fund at the end of 5 years than you would have investing in an index fund over the same period? $207,117 $231,117 $71,886 $102,659