Assume that you invest $100 in a saving account today with a compound annual interest rate of 12% for 2 years. How much will you earn? Select one: O a. 125.44 O b. 135.76 c. 138.90 O d. 128.86 The time value of money indicates that Select one: O a. the money obtained today is worth less than money received in future O b. None of the answers is correct O c. The money obtained today is worth more than money received in future d. There is no difference in the value of money obtained today and the in future