Assume that you own an annuity that will pay you $$15,000$ per year for $12$ years, with the first payment being made ond year from today. You need money today to start a new business, and your uncle offers to give you $$142,000$ for the annuity. If you sell it to your uncle what rate of return would your uncle earn on his investment?

a$.4\mathrm{.}41\%$

b$.4\mathrm{.}50\%$

c$.3\mathrm{.}85\%$

d$.5\mathrm{.}24\%$

e$.4\mathrm{.}64\%$