Assume that you own an annuity that will pay you $$15,000$ per year for $12$ years, with the first payment being made today. You need money today to open a new restaurant, and your uncle offers to give you $$100,000$ for the annuity. If you sell it$,$ what rate of return would your uncle earn on his investment?

Select the correct answer.

a$.13\mathrm{.}78\%$

b$.13\mathrm{.}08\%$

c$.14\mathrm{.}48\%$

d$.11\mathrm{.}68\%$

e$.12\mathrm{.}38\%$