Assume that you own an annuity that will pay you $15,000 per year for 12 years, with the first payment being made today. You need money today to open a new restaurant, and your uncle offers to give you $100,000 for the annuity. If you sell it, what rate of return would your uncle earn on his investment? Select the correct answer. O a. 14.28% b. 13.08% O c. 12.48% d. 11.88% O e. 13.68%