Assume the following excerpts from a company's balance sheet: Beginning Balance Ending Balance Bonds payable Common stock Retained earnings $ 500,000 $ 650,000 $ 950,000 $375,000 $ 950,000 $ 440,000 During the year, the company's net income was $120,000 and it did not retire any bonds or issue or repurchase any common stock. Required: Calculate the net cash provided by (used in) financing activities.