Assume the same facts as problems 4-5 above, except that Ponoroff also operate a little vineyard where he grows grapes. Ponoroff learns about $5,000 per year from the vineyard. The land for the vineyard was purchased by Ponoroff using money borrowed from Third-Fifth Bank, which took a mortgage on the property. The balance on the obligation is currently $50,000. Is Ponoroff eligible to seek relief under Chapter 12? See sections 109(f), and 101(18), (19) and (21).