• Assume there is a small business with less than 5 individuals employed and that the business is located in one building, and that each employee has one provided device such as a smartphone. Assume that the business uses a mobile device payment processing system to accept electronic payments. Some of the customers were victims of fraudulent credit billing transactions shortly after buying from this business, and account information for former employees was found to have been compromised. 
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• Explain how you think these security violations could have happened and how you think risk could be reduced.