Assume we have a 500,000 mortgage at 7% original interest rate, with a 30-year term and monthly payments. The interest rate is adjusted at the end of each year, and we assume the rate increases 0.5% after the first year and another 0.5% after the second year. What are the monthly payments during the third year? O $3,658.81 $3,567.24 O None of the possible numerical answers given is correct O $3,467.24 O $3,428.61