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Assume you are 25 and earn $31,600 per year, never expect to receive a raise and plan to retire at age 55. If you invest

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Assume you are 25 and earn $31,600 per year, never expect to receive a raise and plan to retire at age 55. If you invest 5 percent of your salary in a 401(k) plan returning 9 percent annually, and the company provides a $0.50 per 100 match on your contributions up to 3 percent of salary, what is the estimated future value of your 401(k) account? Once you retire, how much can you withdraw monthly if you want to deplete your account over 25 years? Click the table icon to view the future value annuity table and to view the present value annuity table click this table Icon The estimated future value is 5 (Round to the nearest Cent) Data Table 1 2 3 6 5% 6% 1.000 1.000 2.050 2.060 3.153 3.184 4.310 4.375 5.526 5.637 6.802 6.975 8.142 8.394 9.549 9.897 11.027 11.491 12.578 13.181 14.207 14.972 15.917 16.870 17.713 18 882 19.599 21.015 21.579 23.276 23.657 25673 7% 1.000 2.070 3215 4.440 5.751 7.153 8.654 10.260 11.978 13.816 15.784 17.888 20.141 22.550 25.129 27 888 Compound Sum of an Annuity of $7FVIFA) 8% 9% 10% 11% 1.000 1.000 1.000 1.000 2.080 2.090 2.100 2.110 3246 3.278 3.310 3.342 4.506 4.573 4641 4.710 5.867 5.985 6.105 6.228 7.336 7.523 7.716 7.913 8.923 9.200 9.487 9.783 10.637 11.028 11.436 11.859 12 488 13.021 13.579 14 164 14.487 15.193 15 937 16.722 16.645 17 560 19 561 18 977 20.141 21 384 22.713 21.495 22.953 26 212 24215 26.019 27 975 30.095 27.152 29.361 31 772 34 405 30 324 33.003 35.950 39.190 12% 1.000 2.120 3.374 4.779 6.353 8.115 10.089 12 300 14.776 17.549 20.655 24.133 28.029 32.393 37.280 42.753 13% 1.000 2.130 3.407 4850 6.480 8.323 10.405 12.757 15.416 18.420 21.814 25 650 29.985 34.883 40.417 45 672 14% 1.000 2.140 3.440 4.921 6.610 8.536 10.730 13.233 16 085 19.337 23045 27 271 32 089 37581 43.842 50.980 11 18.531 Print Done 11 14.207 15.917 17.713 19.599 21.579 23.657 25.840 28.132 30.539 33.066 35.719 38.505 41.430 44.502 47.727 66 439 120 800 209 348 14.972 16.870 18.882 21.015 23 276 25.673 28.213 30.906 33.760 36.786 39.993 43.392 46.996 50.816 54.865 79 058 154.762 290.336 15.784 17.888 20.141 22.550 25.129 27 888 30.840 33.999 37.379 40.995 44.865 49.006 53.436 58. 177 63 249 94 461 199.635 406 529 16.645 18.977 21.495 24.215 27.152 30.324 33.750 37.450 41.446 45.762 50.423 55.457 60.893 66.765 73.106 113.283 259 057 573.770 17.560 20.141 22.953 26.019 29 361 33003 36.974 41.301 46.018 51.160 56.765 62.873 69.532 76.790 84.701 136 308 337 882 815 084 18.531 21.384 24.523 27.975 31.772 35.950 40.545 45.599 51.159 57 275 64.002 71.403 79.543 88.497 98.347 164 494 442 593 1163.909 19.561 20.655 21.814 23.045 22.713 24.133 25.650 27 271 26.212 28.029 29.985 32.089 30.095 32.393 34.883 37.581 34.405 37.280 40.417 43.842 39.190 42.753 46.672 50.980 44.501 48.884 53.739 59.118 50.396 55.750 61.725 68 394 56.939 63.440 70.749 78.969 64.203 72.052 80 947 91 025 72.265 81.699 92.470104.768 81.214 92.503 105.491 120436 91.148 104.603 120 205 138 297 102.174 118.155 136.831 158.659 114.413 133.334 155 620 181.871 199.021 241 333 293.199 356 787 581.826 767.091 1013.704 1342 025 1668.771 2400 018 3459 507 4994 521 50 5% 7% 8% 9% 0.952 1.859 2.723 3.546 4.329 5.076 5.786 6.463 7.108 7.722 8.306 8.863 9.394 9 899 10 380 10 838 6% 0.943 1.833 2.673 3.465 4.212 4.917 5.582 6.210 6.802 7360 7.887 8.384 8.853 9.295 9.712 10.106 Present Value of an Annuity of $1 (PVIFA) 10% 11% 0.935 0.926 0.917 0.909 0.901 1 808 1.783 1.759 1.736 1.713 2624 2.577 2.531 2.487 2.444 3387 3.312 3240 3.170 3.102 4.100 3993 3.890 3.791 3.696 4.767 4.623 4.486 4.355 4231 5389 5 206 5.033 4.868 4.712 5.971 5.747 5.535 5.335 5.146 6.515 6.247 5.995 5.759 5.537 7024 6.710 6.418 6.145 5.889 7.499 7.139 6.805 6.495 6.207 7.943 7.536 7.161 6814 6.492 8.358 7 904 7.487 7 103 6.750 8.745 8.244 7.786 7.367 6.982 9.108 8.559 8.061 7606 7 191 9.447 8 851 8 313 7824 73796 12% 13% 14% 0.893 0.885 0.877 1.690 1.668 1.647 2.402 2361 2.322 3037 2.974 2.914 3 605 3.517 3.433 4111 3.998 3.889 4.564 4.423 4288 4.968 4.799 4.639 5.328 5.132 4.946 5650 5.426 5216 5.938 5.687 5453 6.194 5.918 5660 6.424 6 122 5.842 6 628 6.302 6002 6811 6462 6 142 974 6 604 6265 16 Print Done 8.306 8.863 9.394 9.899 10.380 10 838 11.274 11.690 12.085 12.462 12.821 13.163 13.489 13.799 14.094 15.372 17.159 18.256 7.887 8.384 8.853 9.295 9.712 10.106 10.477 10.828 11.158 11.470 11.764 12.042 12 303 12.550 12.783 13.765 15.046 15.762 7.499 7.943 8.358 8.745 9.108 9.447 9.763 10.059 10.336 10.594 10.836 11.061 11.272 11.469 11.654 12 409 13332 13.801 7.139 7.536 7.904 8.244 8.559 8.851 9.122 9.372 9.604 9.818 10.017 10.201 10.371 10.529 10.675 11.258 11.925 12 233 6.805 6.495 7.161 6.814 7.487 7.103 7.786 7.367 8.061 7.606 8.313 7.824 8.544 8.022 8.756 8 201 8.950 8.365 9.129 8.514 9.292 8.649 9.442 8.772 9.580 8.883 9.707 8.985 9.823 9.077 10 274 9.427 10.757 9.779 10.9629.915 6.207 6.492 6.750 6.982 7.191 7.379 7.549 7.702 7.839 7.963 8.075 8.176 8.266 8.348 8.422 8.694 8.951 9.042 5.938 5.687 5.453 6.194. 5.918 5.660 6.424 6.122 5.842 6.628 6.302 6.002 6.811 6.462 6.142 6.974 6.265 7.120 6.729 6.373 6.840 6.467 6.938 6.550 7.469 7.025 6 623 7562 7.102 6.687 7.645 7 170 6.743 7718 7.230 6.792 7.784 7.283 6.835 7.330 6.873 8.055 7 496 7003 8.244 7634 7 105 8.304 7.675 7 133 Print Done

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