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Assume you are a credit analyst for J. P. Morgan's retail customer division. J.P. Morgan is experiencing a large number of customer defaults on their

Assume you are a credit analyst for J. P. Morgan's retail customer division. J.P. Morgan is experiencing a large number of customer defaults on their loans. Your supervisor asked you to develop a model capable of predicting prospective customer default probability. What will be your outcome variable (Y)?

Customer Default

FICO Score

Income

Occupation

Age

Gender

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