Assume you are an auditor for Al Rajhi Bank. Your task is to prepare a ledger for the month of November 2023, recording all transactions related to accounts payable, accounts receivable, and general expenses. Utilize the following transaction data:

• November 1: Received invoice from supplier for SAR 100,000, due in 30 days.
• November 5: Billed customer for services provided, SAR 45,000.
• November 10: Paid utility bill, SAR 22,000.
• November 15: Received payment from customer, SAR 40,000.
• November 20: Purchased office supplies on credit, SAR 20,000.
• November 25: Paid salary expenses, SAR 28,000.

Ensure proper classification and organization of accounts, including dates, descriptions, and amounts.